Job description
I. Job Overview
Responsible for fiat currency integration and payment products (bank access, payment channels, fiat channel expansion, risk control compliance for deposit/withdrawal processes and limit management), ensuring fiat liquidity and compliance.
II. Main Responsibilities
1. Responsible for connecting with banks/payment institutions (account opening, API integration, settlement processes, SLA).
2. Design user deposit/withdrawal processes (supporting multiple currencies and channels), including reconciliation and clearing mechanisms.
3. Plan payment products: P2P, third-party payments, bank card deposits, quick payment channels, etc.
4. Coordinate with compliance/AML/legal to set fiat payment limits, compliance checkpoints, and merchant whitelist management.
5. Responsible for fee models, settlement cycles, and reconciliation automation.
6. Promote fiat channel expansion plans and compliance feasibility assessments for new markets/new currencies.
7. Monitor fiat inflow/outflow metrics, reconciliation discrepancies, and channel availability.
III. Qualifications
1. Bachelor's degree or above, with experience in finance, payments, computer science, or related fields.
2. 3–6 years of experience in payments, bank integration, or financial products (payment gateways, acquiring, clearing).
3. Familiar with bank compliance, KYC/AML integration requirements, and payment regulations (Hong Kong/target markets).
4. Ability to drive projects and collaborate across teams, with familiarity in reconciliation processes preferred.
Preferred: Experience working with banks/acquiring institutions or a background in payment compliance.