Job description
Job Overview
This position is not just an execution-focused Product Manager, but a core role in the company's financial product architecture, business process design, and strategic implementation. You will be deeply involved in the planning, design, and implementation of the company's core financial products, building a core product system around U Card, stablecoin payments, global remittances, RWA wealth management, etc., including accounts, payments, fund flows, clearing and settlement, and risk control, driving complex financial products through a complete closed loop from strategic planning, product design to official launch and continuous optimization.
Responsibilities
1. Financial Product Planning
Responsible for the overall planning, product roadmap formulation, and continuous iteration of financial products such as U Card, stablecoin payments, global remittances, and RWA wealth management.
2. Product Solutions and Process Design
Responsible for financial product requirement analysis, solution design, business process, and core function planning, driving the complete implementation of products from requirements to launch.
3. Financial Product Architecture
Responsible for the logical design of core products such as account systems, payment links, fund flows, and clearing and settlement, continuously optimizing product architecture and key business processes.
4. Cross-Department Collaboration and Project Promotion
Collaborate with teams in technology, compliance, risk control, finance, operations, etc., coordinating project resources and progress, promoting financial products to complete development, testing, and launch as planned.
5. Risk Control and Compliance Design
Integrate KYC, AML, transaction monitoring, limit management, and other risk and compliance requirements into product design, continuously optimizing related product rules and processes.
6. Product Operations and Continuous Optimization
Track user and transaction data, collect business feedback, analyze product performance, and continuously optimize product functions, business processes, and user experience.
7. External Cooperation and Product Solutions
Participate in the connection with issuing banks, payment channels, service providers, and other cooperative institutions, formulating product solutions based on partners' capabilities and business needs, and promoting the implementation of cooperation projects.
Requirements
· Bachelor’s degree or above, preferably in finance, economics, computer science, information management, or related fields.
· Over 5 years of experience as a Product Manager or in financial product-related roles.
· Experience in related products such as payments, card products, cross-border remittances, wallets, digital assets, or wealth management is preferred.
· Familiar with account systems, payment links, fund flows, clearing and settlement logic, and basic risk control requirements for financial products.
· Strong product design, business process design, and cross-department project promotion capabilities.
· Ability to independently manage the complete process of complex financial products from requirement analysis to official implementation.
· Good understanding of KYC/AML, payment risk control, transaction monitoring, fund reconciliation, etc., is preferred.
· Strong interest and industry sensitivity in areas such as Web3, stablecoins, on-chain assets, cross-border payments, and on-chain wealth management.
· Clear logic, strong execution ability, communication and coordination skills, and problem-solving ability.