Job description
1. Responsibilities
1. Payment Product Planning and Design
Analyze, plan, design, and implement product requirements around cross-border payments, multi-currency accounts for enterprises, and B2B payment scenarios.
Outline the complete business chain for corporate clients from account opening, receiving payments, currency exchange, to payment arrival, clarifying product solutions and iteration priorities.
Transform business objectives into developable, testable, and acceptable product solutions, covering core functions such as account permissions, fund flow, fee limits, reconciliation reports, and exception handling.
2. Full Process Product Delivery
Independently manage the complete process of product modules or projects from requirement research, solution design, development promotion, testing acceptance to official launch.
Produce clear product requirement documents (PRD), business processes, acceptance criteria, and launch plans.
Continuously monitor product launch effects, promptly identify and drive the resolution of business issues.
3. Project Promotion and Cross-Department Collaboration
Assume project management responsibilities, reasonably decompose requirements, develop schedules, track progress, and promote product delivery as planned.
Coordinate teams including development, testing, operations, compliance, and sales, clarifying responsibilities, project dependencies, and potential risks.
Proactively drive solutions to issues arising in cross-department collaboration, ensuring smooth project launches and subsequent reviews.
4. Customer Needs and Business Optimization
Deeply understand the actual needs of corporate clients in account opening, payment collection, settlement, currency exchange, and fund management.
Maintain communication with sales and business teams to identify real business needs and special cases, reasonably setting product priorities.
Continuously optimize product functions, transaction experiences, and business processes to improve product delivery quality and customer usage efficiency.
2. Requirements
1. Bachelor’s degree or above, with experience in cross-border payments, corporate fund management, multi-currency accounts, B2B payments, or related fintech products.
2. Familiar with the business processes of corporate clients regarding account opening, payment collection, currency exchange, settlement, payment, and reconciliation, able to clearly understand fund flows and business logic.
3. Practical experience in independently managing complete product modules or full-process projects from requirements to launch, capable of driving product delivery beyond just prototype design or requirement documentation.
4. Strong project management and cross-team collaboration skills, able to independently advance requirement decomposition, development scheduling, testing acceptance, launch, and reviews.
5. Strong business understanding ability, capable of accurately identifying real customer needs and translating them into executable product solutions.
6. Familiar with writing product requirement documents, business process diagrams, prototype designs, and acceptance criteria.
7. Clear logic, strong communication skills, able to conduct reasonable analysis, judgment, and risk identification under incomplete information.
8. Strong sense of responsibility, initiative, and results-oriented awareness, accountable for product delivery quality and business outcomes.
· Bonus Points
Experience with cross-border payments, international receipts and payments, multi-currency accounts for enterprises, or corporate financial services related products.
Familiar with corporate account opening, KYC, clearing and settlement, reconciliation, and payment exception handling processes.
Experience with products related to corporate account backends, clearing and settlement platforms, fund management systems, etc.
Experience with overseas business or cross-time zone, multi-team collaboration.
Experience in compliance, risk control, or KYC-related project collaboration.
We look forward to you not only completing product requirement analysis and design but also independently promoting business implementation, coordinating development and related teams to achieve delivery; understanding both the fund and payment scenarios of corporate clients, and being responsible for product launch quality and actual business results.