Job description
Responsibilities
1. Review the registration materials, equity, and control structure of corporate merchants, identify and verify the Ultimate Beneficial Owner (UBO).
2. Check the merchant's website, actual products, and business model, identifying discrepancies between application materials and actual operations.
3. Organize risk factors, supplementary materials, doubts, and audit recommendations based on review standards, ensuring judgments are supported by materials and evidence.
4. Support inspections and periodic reviews after merchant onboarding, identifying risk changes and following up promptly.
5. Organize case materials for complex, high-risk, or Enhanced Due Diligence (EDD) cases; escalate significant doubts in a timely manner and follow up on the results.
6. Maintain audit records and collaborate with business, operations, and compliance teams to supplement and verify necessary information.
Requirements
1. Experience in merchant auditing, corporate KYB/CDD, or due diligence; approximately 2–3 years of experience is a reference.
2. Candidates with experience in payment acquiring institutions, merchant payment platforms, or local wallets, and who have actually handled corporate merchant audits will be prioritized.
3. Ability to personally verify corporate information, beneficial owners, and merchant websites/actual products; candidates with only personal KYC, follow-up on supplementary materials, sales, or data entry experience do not meet the core requirements of the position.
4. Fluent communication in Chinese, able to clearly explain audit cases and judgment basis.
5. Ability to read English materials and maintain written records in English.
6. Preference for candidates with experience in complex equity structures, high-risk merchants, EDD, or sanctions checks. Candidates with bank corporate CDD or digital asset platform KYB experience will also be considered, provided they can explain their understanding of the risks associated with acquiring merchants and actual products.